ARC specializes in the
habitational market with a specialization on senior citizen HUD
and affordable properties. Because we know these markets like
no other company we are able to tailor our insurance products to
meet the unique needs of this market.
Habitational Liability: ARC provides comprehensive liability
coverage for both non-profit and for profit properties. We write
GL on an occurrence basis on ISO forms and offer limits of $1
million/$2 million.
Habitational Property: ARC
offers comprehensive property programs through several carriers
with $5,000 - $10,000 deductibles.
Assisted Living, Nursing
Homes & CCRCs: ARC’s newly developed program is written on a
claims made basis with an “Incident Sensitive Trigger”. Program
limits run from $250,000 to $1 Million with compliance limits as
low as $25,000/$25,000.
Umbrella: Umbrella coverage
is offered with limits of $5,000,000; $10,000,000; and
$25,000,000 available.
Others: Employee Benefits
Liability; D&O, Workers compensation; Hired and Non-Owned Auto;
Crime and Inland Marine Coverages are also available.
All
ARC programs have a minimum premium of $5000 and all liability
risks are written on paper rated “A” (Excellent) by A.M. Best
Company. All portfolios must contain at least 35% seniors.
For
more information on these products or for full underwriting
guidelines please contact
Whurlman@arc-ins.com
